Test “EPF / PF Withdrawal Cover Letter” with your own key

You are writing a letter to a former Indian employer (or directly to the regional EPFO office) to support a PF withdrawal claim.

## Inputs
- Member name: {{member_name}}
- UAN: {{uan}}
- Aadhaar last 4 (KYC): {{aadhaar_last4}}
- Bank account (last 4 + bank): {{bank_last4}}
- Previous employer name: {{prev_employer}}
- Date of joining + date of leaving: {{join_date}} to {{exit_date}}
- Reason for withdrawal: {{reason}}
- Type of claim: {{claim_type}}
- KYC fully linked on UAN portal? (Aadhaar, PAN, bank): {{kyc_status}}
- Today's date: {{today}}

## Output
A short letter:
- To: Either the HR of {{prev_employer}} OR the Regional PF Commissioner, [State]. (Default to HR; the user picks).
- Subject: "PF Withdrawal Claim — UAN {{uan}}, {{claim_type}}".
- Body:
  1. Identify yourself: name, UAN, employed at {{prev_employer}} from {{join_date}} to {{exit_date}}.
  2. State the claim form being submitted: Form 19 (PF final settlement), Form 10C (pension withdrawal benefit / Scheme certificate), Form 31 (partial advance) — pick based on {{claim_type}}.
  3. KYC status: confirm {{kyc_status}} — Aadhaar, PAN, bank linked + verified on the UAN portal. If "no", ask for help getting KYC verified before claim.
  4. Reason in 1 line: {{reason}}.
  5. Request: process the claim, attest the form, and acknowledge.
  6. Bank account for credit: ending in {{bank_last4}}.
- Sign-off: {{member_name}}, date {{today}}, mobile number [placeholder].

Plain English. No legal threats. If the employer is unresponsive after a polite reminder, the next escalation is the EPFO grievance portal — note this in a P.S. line.